Driver Basics

Insurance Coverage

Here's how insurance coverage works today in the state of Texas.

Offline Coverage

When you're not driving for the service, your own personal auto insurance applies.

Online and Waiting for a Trip

  • Up to $50,000 for individual bodily injuries and $100,000 per accident.

  • Property damage coverage up to $25,000 per accident.

  • Coverage is contingent on the excess liability of your personal auto insurance

During a Trip or Driving to Pick Up a Passenger

  • Third-party damages compliant with Texas TNC guidelines.

  • Your vehicle repair costs are covered up to its actual cash value of $50,000, with a deductible of $2,500, contingent on your personal policy including comprehensive and collision coverage.

Insurance Policy Holder

The insurance policy is held by Emory Peak, a TRIP Operator approved in the state of Texas.

Driver Cancelations

  • Driver en route to pickup: While en route to the rider, the rider can cancel the ride for a full refund.

  • After pickup: The driver is unable to cancel the ride. To end the ride, the driver must complete the ride and will receive their full payment.


You're encouraged to help improve the quality of this guide.

Please contribute if you see any typos or factual errors. To get started, you can read our Contributing to TRIP section.

You may also find incomplete content or stuff that is not up to date. Please do add any missing content by creating a free account in GitBook. Check the TRIP Guides Guidelines for style and conventions.

If for whatever reason you spot something to improve but cannot do it yourself, please open an issue.

And last but not least, any kind of discussion regarding TRIP documentation is very welcome in the official TRIP Community on Telegram.

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